PointsVest transforms loyalty points, cashback, and idle cash into real investments — effortlessly, automatically, and at scale.
EARN → INVEST → GROW
Rewards should compound, not disappear. We believe the future of financial services will prioritize simplicity over complexity, long-term investing over short-term speculation, and asset-building over transactional rewards.
PointsVest is building the investing layer for the modern rewards economy — responsibly, transparently, and at scale.
Simple by Design
No complicated decisions. No large deposits required. PointsVest integrates invisibly into your existing financial life.
Keep earning rewards, cashback, and round-ups through your existing cards and accounts — no switching required.
We convert that value and invest it into diversified portfolios — automatically, with no active management needed.
Your balance compounds over time. Track your portfolio, redeem as cash, or reinvest — your money, your terms.
Five Products. One Platform.
Whether you earn points, make purchases, or hold idle cash — PointsVest has a product designed to put that value to work.
Turn loyalty points, cashback, and issuer rewards into real investments automatically.
"Earned every day. Invested for your future."
We round up every purchase to the nearest dollar and invest the spare change.
"Small change. Big impact over time."
Invest any amount, anytime. Designed for small, flexible contributions that add up.
"You're in control. We make it simple."
We invest idle cash above your target balance automatically. You decide when to transfer it back.
"Idle today. Growth tomorrow."
Automatically invest operating cash above your set threshold to grow your business.
"Optimize cash flow. Grow your business."
Built once. Powers all five products seamlessly.
One experience across all products.
Smart automation with real-time processing.
Regulated, transparent, and always protected.
One Platform. Four Stakeholders.
PointsVest creates real, measurable value for consumers, issuers, loyalty ecosystems, and small businesses simultaneously.
Turn unused rewards into long-term wealth with choice and control over how every dollar grows — no financial expertise required.
Reduce points liability, drive deeper member engagement, and evolve your loyalty platform into a financial wellness ecosystem.
Enable airlines, hotels, travel programs, and other rewards ecosystems to help members derive more long-term value from loyalty balances through simple, transparent investment experiences.
Enable your business to automatically invest excess operating cash and idle balances through simple, transparent, low-friction financial workflows.
The Behavioral Moat
Technology can be copied. Infrastructure can be built. But changing financial behavior is hard — and that's exactly what PointsVest does. We leverage the psychology of rewards to make investing feel natural, rewarding, and automatic.
Once users auto-invest rewards, they rarely stop.
Rewards earned continuously create repeat engagement.
We learn and personalize based on real spending behavior.
Positive feelings around money — not fear or friction.
The Moment Is Now
A national shift toward early, automatic, and inclusive investing validates our mission — and creates a generational opportunity.
The new federal initiative aims to bring millions of Americans into the stock market for the first time — starting at birth. PointsVest is purpose-built for this moment.
We remove every barrier between ordinary Americans and long-term investing — automatically, at scale, and without requiring behavioral change.
Our Purpose
PointsVest is designed to help consumers and small businesses participate more easily in long-term investing through simple, transparent, and automated financial experiences.
We remove the barriers that have historically kept everyday Americans from participating in wealth-building markets — no minimums, no complexity, no prior experience required.
By automating investing through everyday spending and rewards, PointsVest builds consistent financial habits that compound over time — naturally and effortlessly.
Our platform aligns with a growing national focus on inclusive wealth creation — helping more Americans move from passive reward earners to active long-term investors.
By transforming everyday financial activity into opportunities for ownership and compounding, PointsVest supports a more accessible and resilient financial future for all.
Join thousands of forward-thinking consumers, issuers, and small businesses already transforming everyday financial activity into long-term wealth.